For information regarding using these funds for summer school, please see the summer financial aid page.

Most lenders require a cosigner for undergraduate students. A credit check is performed. Cosigner is equally liable for the loan when repayment begins. If your parent has been denied for the Federal PLUS Loan due to credit issues, that parent will not qualify as a cosigner for a private loan.

What Makes a Good Cosigner?

Be sure to read all of the eligibility requirements for the loans, and make sure you meet the criteria.

TCU will process applications from any legitimate lender.

Below is a list of recommended lenders who have an excellent history of service with TCU students and families. To learn more about each lender, just click on the logo of the lender to take you directly to their web site for information and online application, or give them a call to apply over the phone.

TCU Lender Recommendations

How TCU Selects Lenders to Recommend

Name of Lender	Lender Code	Servicer's Address/Phone
	Collegiate Loan, MedCap Loan	(800) 658-3567 Most students will require a cosigner. Borrower or cosigner must have an established positive credit history, acceptable debt-to-income ratio, and minimum income of $12,000. Cosigner release available for those who qualify. Collegiate Loan available for less than half-time enrollment, non-degree students, international students (with a US cosigner), and students not making Satisfactory Academic Progress. MedCap loan for Nursing students only.
	Citiassist Private Loan	(800) 967-2400 Available to supplement federal loans. Loans available for students not making satisfactory academic progress, less than half-time enrollments, and students not seeking a degree. Citibank does not  require a cosigner for credit-worthy students, but adding a cosigner may improve the chances for loan approval and may lower the interest rate. Loan available for international students with a US cosigner.
	Discover Private Loan	(877) 728-3030 Available for students to supplement federal loans. Students should be degree seeking and making satisfactory academic progress as defined by TCU. Discover recommends using a cosigner, but it is not required. Adding a cosigner may improve the chances for loan approval and may lower the interest rate. Loan available for students enrolled less than half-time and international students with a US cosigner.
	PNC Resource Loan	(800) 421-4817 Available for students to supplement federal loans. Cosigner recommended for most borrowers. Flexible repayment options, and tiered pricing based on LIBOR. Cosigner release available for those who qualify. Loan available for students not making Satisfactory Academic Progress. Undergraduate private loan has a $40,000 yearly limit.
	Chase Select Private Loan	(800) 487-4404 Chase strongly recommends applying with a cosigner for the best loan terms.  Funds available for international students (with a US cosigner). Interest rate information available at http://www.chaseselectloans.com/apr-example.aspx.